Acton Institute Powerblog

Looming Spiritual Foreclosure

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It’s not quite gotten to the point of robbing Peter to pay Paul, at least not yet, but following the spate of foreclosures on residential and commercial properties, you can expect another rash of foreclosures on church buildings across the country. There are a number of factors that will contribute to this phenomenon. In no particular order:

  • In many churches the same people who overbought McMansions run the church’s finances. They wanted to be as comfortable at church as they are (or were) at home, and so they led the church into overbuying.
  • The general economic decline will lessen the ability and/or willingness of members to give.
  • Decreased tax deductions will disincentivize giving by the heavy-hitters who carry the major financial water in nearly every congregation.
  • Zoning boards and municipalities that have been frustrated for years will leap at the chance to convert tax-free church buildings into potential sources of tax revenue.

In general, many churches have become a bit too comfortable in this world and a bit too eager to worship in temples rather than tabernacles, if you catch my drift. This economic downturn will expose the priorities of these congregations and their members. The onerous mortgages for multi-million dollar expansions will tap the resources and the generosity of many congregations, preventing them from funding missionaries, Christian day-schools, charitable work, and ministry programs. You will hear cries about religious freedom and persecution, especially related to the last point listed above, but in many ways these churches will simply be reaping what they have sown.

The good news? “Those whom I love I rebuke and discipline. So be earnest, and repent.”

Jordan J. Ballor Jordan J. Ballor (Dr. theol., University of Zurich; Ph.D., Calvin Theological Seminary) is a senior research fellow and director of publishing at the Acton Institute for the Study of Religion & Liberty, where he also serves as executive editor the Journal of Markets & Morality. He is author of Get Your Hands Dirty: Essays on Christian Social Thought (and Action) (Wipf & Stock, 2013), Covenant, Causality, and Law: A Study in the Theology of Wolfgang Musculus (Vandenhoeck & Ruprecht, 2012) and Ecumenical Babel: Confusing Economic Ideology and the Church's Social Witness (Christian's Library Press, 2010), as well as editor of numerous works, including Abraham Kuyper Collected Works in Public Theology. Jordan is also associate director of the Junius Institute for Digital Reformation Research at Calvin Theological Seminary. He has authored articles in academic publications such as The Journal of Religion, Scottish Journal of Theology, Reformation & Renaissance Review, and Journal of Scholarly Publishing, and has written popular pieces for newspapers including the Detroit News, Orange County Register, and The Atlanta Journal-Constitution. In 2006, Jordan was profiled in the book, The Relevant Nation: 50 Activists, Artists And Innovators Who Are Changing The World Through Faith. Jordan's scholarly interests include Reformation studies, church-state relations, theological anthropology, social ethics, theology and economics, and research methodology. Jordan is a member of the Christian Reformed Church in North America (CRCNA), and he resides in Jenison, Michigan with his wife and three children.

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