Susan Stabile, a law professor at St. John’s University and a contributor to Mirror of Justice, analyzes the current state of health coverage in the United States in light of Catholic social teaching in this article. I have quibbles here and there along the way, but on the whole the approach and the conclusions are sound. She is probably right that Health Savings Accounts (HSAs) have limited value, though my reasoning would be a little different. I would say that, in principle, they represent a helpful idea—increase the operation of the market within health care—but they are such a small foray into a vast and complicated world beset with market distortions on every side, that they end up exhibiting the deficiencies that Stabile identifies.




